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Latest Articles from Lexus of Parramatta

RUNNING THE RULE OVER LEXUS FINANCING OPTIONS

15th May 2017

Whether you’re eyeing up the sleek lines of the Intelligent Sport, or admiring the power and performance of the Elegant Sedan, there’s a lot of luxury to like across the Lexus range. No matter where you look in the current range of models, you’ll find cutting edge technology married to classic design principles that never go out of fashion.

The good news for drivers is that the range of financing options available has also never been stronger. At Lexus of Parramatta, we’re delighted to be able to offer a complete set of financing solutions to help you secure the ride of your dreams on the best terms possible. In this piece, we’ll briefly introduce the variety of possibilities that Lexus Financial Services opens up to you.


Flexible and Convenient Personal Financing Options

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Our range of personal vehicle loan options are guaranteed to help you drive away with the perfect vehicle for your needs. If you’re looking for standard financing, you can take advantage of our consumer fixed rate loan which gives you easily manageable payments over a time period of your choosing from one to seven years. These loans come with a host of driver-friendly benefits such as the ability to make extra repayments when it suits you, and the option of including a final balloon payment.

You’ve also got the option of exploring our innovative Ownership Solutions offering which gives you full visibility on what happens at the end of your loan. In this scenario, we provide a Guaranteed Future Value up front and give you the choice of replacing, retaining, or returning your car at the end of the loan term. It’s an excellent solution for those who want a complete picture of their options down the road while retaining a large measure of control over future purchasing decisions.

Our final main type of personal finance option is the novated lease approach where you can take advantage of tax-effective financing by having your employer fund the loan and running costs of your vehicle directly from your salary. In addition to the transparent fixed payments this option comes with, you’ll also benefit from excellent pricing on servicing, maintenance and tyres, along with flexible lease terms ranging from one to five years.

Vehicle Finance Options Built for Business

We’re also happy to offer a solid set of financing options specifically tailored to business needs for luxury corporate cars. Our Business Vehicle Loan and Ownership Solutions offer the same fixed rate security and flexible loan terms as those of their personal counterparts. Novated lease arrangements are also possible from the employer side and enable you to offer attractive tax benefits to your employees. Finally, our finance leases enable you to skip deposits entirely and put your capital to effective use elsewhere.

You can quickly and easily run the numbers yourself using our intuitive online loan calculator, or contact our network of advisors to discuss your requirements in detail. We have over thirty years of experience in helping drivers just like you to find the perfect financing solution for the car of their dreams, and look forward to helping you make the leap to luxury with your next drive. Contact our expert team today to discuss next steps!

3 Things to Look for When Buying a Pre-Owned Vehicle

23rd February 2017

The market for Pre-Owned vehicles in Australia has continued to expand over the last number of years and there’s never been a better time to pick up top of the range luxury at a price you can afford.

At Lexus of Parramatta, we offer a full range of both new and Pre-Owned Lexus models and we’re more than familiar with the essential items car owners should be mindful of for when they’re looking at the latter.

Let’s break down the three key things to look for when you’re on the hunt for a Pre-Owned vehicle.

1. The Right Combination of Performance and Relative Value

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We’ve got enticing options at every step of the Pre-Owned pricing scale and are happy to walk potential purchasers through them in person. A savvy shopper should be certain to establish their own general buying criteria before even talking to any dealership, however.

Everyone will naturally have different budget ranges but these shouldn’t be figures you simply pluck out of the air. Begin by using a solid overall budgetary yardstick such as not spending more than 20% of your monthly take-home income on payments. This gives you a sensible ceiling to work with.

With that in mind, get familiar with the range of options you’ll face. With Lexus vehicles for example, there are 13 different series split out across sedans, SUVs, convertibles and hybrids. Being aware of these category distinctions up front helps you narrow down your search in advance.

As your potential list of targets starts to narrow, start getting a feel for what the Pre-Owned market is like generally by using resources such as Red Book to get a clear picture on standard pricing for particular years and models. Independent assessments of used car safety ratings and security ratings should also be consulted, and the Green Vehicle Guide will give you a solid overview of fuel consumption and emissions ratings.

The purpose of all this pre-emptive research is to establish a clear set of criteria (an informed customer is generally a happy customer) and free up as much time as possible for examining cars in detail in the flesh – which brings us neatly on to point two.

2. A Flawless Interior and Exterior

It should go without saying that you’ll never be buying a Pre-Owned vehicle sight unseen. Your extensive pre-sales research should help you quickly narrow choices down to a couple of candidates you can inspect in detail at a dealership.

You’re looking for two main things here: no visible defects on either the exterior or interior and overall quality that is as near to a brand new vehicle as humanly possible. Any issues with the first is a deal breaker plain and simple, the second point will inevitably be slightly subjective.

Kick things off by performing a full check of the exterior in well-lit conditions. Begin by carefully examining the paintwork for rust or signs of previous accidents and body filler. Check all tyres for signs of wear that could indicate steering or suspension problems and ensure the boot, lid, windows and all doors open and close flawlessly.

Depending on your level of mechanical expertise, either check under the hood yourself for any potential problems with the radiator cooling fans, battery and engine or have your mechanic give the car a once over for you.

You’ll also need to give the interior a comprehensive once-over for signs of wear and tear and make sure all lights, equipment and accessories are working perfectly.

3. A Smooth Test Drive

By this stage, you should have a pretty good idea of whether this is the car for you, but the proof of the pudding, as ever, is in the eating – or in this case the driving! You want to perform a full test drive on quiet roads where you can give your full attention to the car’s performance in the wild.

In addition to checking out general handling, you’re on the lookout for any warning signs such as mysterious rattles or body noises, suspension issues, dirty exhausts or any trouble steering.

If everything checks out with our three key points, you could well be looking at your next drive and it’s time to move on to the paperwork. One of the many advantages of buying Pre-Owned from a reputable dealer is that your car will already have been fully checked in terms of guarantee of title and matching of details such as the VIN number and engine number.

Whether you’re going with a dealership or not, our three key things to look for when buying a Pre-Owned vehicle will get you a long way down the road in terms of getting the right vehicle at a price that works for you.